Estimate your social security benefits based on your earnings history and retirement age.
Social Security benefits are a critical component of retirement income for many Americans. The amount you receive depends on your earnings history and the age at which you choose to retire.
The Social Security Administration uses a formula to calculate your primary insurance amount (PIA), which is the benefit amount you would receive if you retire at your full retirement age (FRA). Your PIA is based on your 35 highest-earning years, adjusted for inflation.
Retiring earlier than your FRA will result in a reduced benefit, while delaying retirement beyond your FRA will increase your benefit. This calculator helps you estimate your benefits based on different retirement ages and earnings scenarios.
| Retirement Age | Benefit Amount |
|---|---|
| 62 | $1,200 |
| 65 | $1,500 |
| 70 | $2,000 |